Protect Your Wedding Guests
Optional Public Liability Cover: Extend the standard £2m Public Liability cover to include your guests as well.
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Optional Wedding Public Liability Insurance
Protect Your Wedding Guests
Choosing the perfect venue for your wedding or civil ceremony is crucial, as it sets the tone for your special day. However, unexpected incidents can happen, and there’s nothing worse than facing potential legal action from your wedding venue due to damages.
At InsuraWedding, we provide £2 Million wedding public liability insurance for the marrying couple as standard. We also offer the option to extend this public liability cover to include your wedding guests. By opting for guest public liability insurance, you ensure that your guests are protected against legal liability for accidental injury to third parties or accidental damage to third-party property, up to £2 Million.
What's Covered by Public Liability Insurance for a Wedding?
The Optional Public Liability Extension for Wedding Guests includes:
- Accidental Injury to Third Parties: Coverage for legal liability if a guest accidentally injures someone.
- Accidental Damage to Third-Party Property: Coverage for legal liability if a guest accidentally damages property belonging to a third party.
Summary of Cover | Optional Public Liability For Wedding Guests |
Tier 1 | £2,000,000 |
Tier 2 | £2,000,000 |
Tier 3 | £2,000,000 |
Tier 4 | £2,000,000 |
Tier 5 | £2,000,000 |
Tier 6 | £2,000,000 |
This coverage is part of Section 11 of the InsuraWedding policy, extending public liability insurance for a wedding to all guests as well as the couple.
Why Choose Public Liability Insurance For Wedding Guests?
Many venues require couples to have public liability insurance for weddings to cover any accidental damage or injury caused by them or their guests. Although it’s not a legal requirement, having wedding public liability cover offers peace of mind and ensures you meet venue conditions.
Benefits of InsuraWedding Public Liability Insurance
- £2 Million Cover as Standard: Included in all policies for the marrying couple.
- Extended Coverage for Guests: Opt to add this to protect your wedding guests.
- Compliance with Venue Requirements: Meets the conditions of most venues, avoiding potential issues.
Why You Need Public Liability Insurance
Venues often insist on public liability insurance for weddings to protect against accidental damage or injury caused by the couple or their guests. Without it, your venue might decline to host your wedding. Examples of incidents include:
- Accidental Damage: A guest accidentally breaks an expensive vase or damages the venue’s rugs or walls.
- Negligence: A guest accidentally causes injury to another guest.
- Equipment Damage: A guest damages rented equipment, such as a DJ’s speakers.
How to Add Public Liability Insurance For Wedding Guests
Adding guest public liability insurance to your policy is simple:
- Get a Quote: Click on the Get a Quote button.
- Select the Option: On the ‘Your Quote’ page, choose the Public Liability for Wedding Guests option.
- Purchase the Policy: Complete the process and enjoy peace of mind knowing your guests are covered.
InsuraWedding Additional Policy Options
InsuraWedding also offers other useful optional extras you can add to your wedding insurance policy:
To add these options, simply select them during the quote process and pay the additional premium.
Why Choose InsuraWedding Wedding Insurance
Our policies offer cover for the following areas:
- Public Liability for the Marrying Couple – up to £2,000,000
- Cancellation Cover - up to £15,000
- Financial Failure of Service Suppliers – up to £6,500
- Wedding Gifts - up to £6,000
- Cars & Transport - up to £6,500
- Photography & Video – up to £6,500
- Personal Accident – up to £15,000
- Legal Expenses – up to £9,000
- Ceremonial Attire – up to £6,500
- Rings, Flowers, Attendants Gifts & the Wedding Cake – up to £6,000
With options like Optional Wedding Marquee Cover and Optional Coronavirus Cover, you can tailor your policy for peace of mind.