Optional Public Liability Cover For Your Wedding Guests
Optional Public Liability Cover: Extend the standard £2m Public Liability cover to include your guests as well.
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Optional Public Liability Cover
Optional Public Liability Cover For Your Wedding Guests
Choosing the right wedding venue for your wedding or civil ceremony to take place is an important decision, as it sets the atmosphere for your big day! However, accidents can occur and there would be nothing worse than ending up being sued for damages by your wedding venue.
Not only does InsuraWedding offers £2 Million Public Liability Cover for the marrying couple as standard, but we also offer the option to extend this Public Liability Cover to include your wedding guests. By choosing this option, your wedding guests will be covered for legal liability in the event of accidental injury to third parties or accidental loss of or damage to third-party property, up to £2 Million.
What's Covered?
The Optional Public Liability Extension for Wedding Guests includes:
- Accidental Injury to Third Parties: Coverage for legal liability if a guest accidentally injures a third party.
- Accidental Damage to Third-Party Property: Coverage for legal liability if a guest accidentally damages property belonging to a third party.
| Summary of Cover | Tier 1 | Tier 2 | Tier 3 | Tier 4 | Tier 5 | Tier 6 |
| Optional Public Liability For Wedding Guests | £2,000,000 | £2,000,000 | £2,000,000 | £2,000,000 | £2,000,000 | £2,000,000 |
This coverage is included under Section 11 of the InsuraWedding policy, extending the Public Liability for the Marrying Couple to all wedding guests.
Why Choose Public Liability Cover for Wedding Guests?
Many wedding venues require couples to have Public Liability cover to safeguard against any accidental damage or loss caused by the couple or their guests. While it's not a legal requirement, having this cover can provide peace of mind and ensure compliance with venue requirements.
Benefits of InsuraWedding Public Liability Cover?
- £2 Million Cover as Standard: All InsuraWedding policies include £2 million of Public Liability cover for the marrying couple.
- Extended Coverage for Guests: Opt to extend this coverage to your guests for added security.
- Compliance with Venue Requirements: Ensure you meet venue conditions and avoid potential liability issues.
Why You Need Public Liability Insurance?
You may have already found that many wedding venues insist that you have Public Liability cover just in case there is any accidental damage or loss caused by the Marrying Couple, or their guests. If you don't have Public Liability Insurance in place, your wedding venue may decline to host your big day.
Public Liability insurance is crucial for protecting against financial claims arising from accidental injury or damage caused by you or your guests. Examples include:
- Accidental Damage: If a guest accidentally breaks an expensive item e.g. vase or damaging rugs or walls at the venue.
- Negligence: If a guest accidentally causes injury to another guest.
- Equipment Damage: If a guest damages rented equipment, such as a DJ’s speakers.
How to Add Public Liability Cover for Wedding Guests?
Adding this coverage to your InsuraWedding policy is straightforward:
- Get a Quote: Click on the Get a Quote button.
- Select the Option: On the ‘Your Quote’ page, choose the Public Liability for Wedding Guests option.
- Purchase the Policy: Complete the process and enjoy peace of mind knowing your guests are covered.
Additional Policy Options
InsuraWedding also offers other useful optional add-ons:
To add these options, simply select them during the quote process and pay the additional premium.
What Else Does InsuraWedding Cover?
Our policies offer cover for the following areas:
- Public Liability for the Marrying Couple – up to £2,000,000
- Cancellation Cover - up to £15,000
- Financial Failure of Service Suppliers – up to £6,500
- Wedding Gifts - up to £6,000
- Cars & Transport - up to £6,500
- Photography & Video – up to £6,500
- Personal Accident – up to £15,000
- Legal Expenses – up to £9,000
- Ceremonial Attire – up to £6,500
- Rings, Flowers, Attendants Gifts & the Wedding Cake – up to £6,000
- Optional Policy add ons including Public Liability Extension for Wedding Guests, Optional Marquee Cover, and Optional Coronavirus Cover