Sports Cover Option
If you are planning on taking part in some sports or activities on your trip then you may want to consider taking out additional sports cover.
With Optional Sports Cover from InsuraTrip you will benefit from specific sports related cover such as missed activity protection, cover for your sporting equipment or rental equipment, as well as search and rescue cover.
Please be aware: If you are partaking in 1 or more sports included on your policy in Activity Pack 1, then you will need to purchase Optional Sports Cover in order to benefit from the extended cover outlined below.
If, however, the sport or activity you are planning to do whilst away requires you to take out Activity Pack 2, 3, 4, or 5 then you do not need to take out Optional Sports Cover as the benefits from this optional extra are already included when you purchase any of Activity Packs 2 - 5.
To find out more about our Activity Packs and which sports are included, please click here.
The Sports Cover Option add-on is available on the following policies...
What is included with InsuraTrip Travel Insurance's Optional Sports Cover?
Below you will find what is included in InsuraTrip's Optional Sports Cover. Please, however, always refer to the InsuraTrip Travel Insurance Policy wording for full cover limits, terms, conditions and exclusions.
| Standard | Excess | Extra | Excess | Super | Excess | |
| Optional Sports Cover | ||||||
| Missed Activity | £250 | Nil | £400 | Nil | £500 | Nil |
| Sporting Equipment Cover | £500 | £145 | £750 | £95 | £1,000 | £70 |
| Sporting Equipment Rental Cover | £250 | Nil | £400 | Nil | £500 | Nil |
| Search and Rescue | £1,000 | £145 | £1,500 | £95 | £1,500 | £70 |
Missed Activity - If you cannot participate in one or more of your prepaid activities during your trip for a covered reason, we will reimburse you for your non‐refundable costs that you paid for the activities, less available refunds, up to the maximum benefit for Missed Activity shown in your Cover Summary. Please note that this cover only applies before the start of the activity.
Sporting Equipment Cover - If your sporting equipment is lost or damaged by a travel supplier or is stolen while you are on your trip, we will pay you, less available refunds, the lowest of the following, up to the maximum benefit listed for Sporting Equipment Damage, Loss, or Theft in your Cover Summary:
- The cost to repair the damaged sporting equipment; or
- The cost to replace the lost, damaged or stolen sporting equipment with the same or similar item, reduced by 10% for each full year of use since the original purchase date, up to the maximum of 50% reduction.
For items without an original receipt or a proof of purchase, we will provide cover based on up to 50% of the cost to replace the lost, damaged or stolen item with the same or similar item.
Sporting Equipment Rental cover - If your sporting equipment is lost or delayed by a travel supplier during your outbound travel for more than 24 hours or is damaged or stolen while on your trip, we will reimburse the necessary costs for renting replacement sporting equipment to use during your trip, up to the maximum benefit listed for Sporting Equipment Rental Cover in your Cover Summary. This cover does not include motorised equipment or vehicles.
Search and Rescue - We will pay the cost of search and rescue activities by a professional rescue team, up to the maximum benefit listed for search and rescue cover in your Cover Summary, if you are reported missing during your trip or have to be rescued from a physical emergency. The maximum benefit listed for this cover is in addition to any other search and rescue benefit that this policy provides.
You should always refer to the policy wording for full Sports Cover terms, conditions and exclusions.
How do I Get a Sports Travel Insurance Quote?
It's quick and easy to get a quote and buy InsuraTrip Travel Insurance with cover for sports and activities online. All you have to do is select this policy option on the ‘Your Quote’ page when getting a quote to add it to your InsuraTrip Travel Insurance policy.
