Tailored Home Insurance
Get great value for money Tailored Home Insurance today with InsuraHome!
Why Choose Able2Travel?
- Specialists in travel insurance for people with existing medical conditions
- Full Cover available for 1,000s of conditions
- Instant cover by telephone or quick and easy online screening in a few minutes
- Great value cover also available for you and everyone travelling with you
Tailored Home Insurance
Tailored Home Insurance
Our Tailored Home Insurance policy is carefully designed to meet your needs. We understand that your requirements may not be met by a regular home insurance policy, either due to the construction type of your property, challenging personal circumstances, the value of your home or the unique contents inside of it.
Fortunately, we can adjust policies and create them on a case-by-case basis, providing all the protection that your home needs. This is because InsuraHome has access to a number of insurers which allows us to find the insurer that is best suited to covering your specific circumstance.
Available For:
- ‘Non-Standard’ construction*
- ‘Non-Standard’ occupations
- Convictions
- Subsidence history / underpinned properties
- Bankruptcy
- Declined, refused or cancelled insurance
- Adverse claims history
- Flood risk
- Unoccupied homes
- Policy applicable to properties situated in England, Wales, Scotland, Northern Ireland, The Isle of Man and The Channel Islands
Please Note: We do not provide cover for thatched roofs at this time.
Click Here to Request a Quote >>>
Or speak to an InsuraHome Specialist by calling +44 (0) 1483 806 815
Main Features of our Tailored Home Insurance
The following limits are provided automatically unless a higher limit is requested. To view the full list of cover available, please refer to the Policy Wording.
Buildings
| Cover | Limit (£) |
|---|---|
| Accidential Damage | Optional |
| Garden, Plants, and Shrubs | Up to £2,500 (£1,000 per tree, plant, or shrub |
| Trace and access | Up to £5,000 |
| Replacement Locks | Up to £5,000 |
| Loss of Rent & Alternative Accomodation | 25% of buildings / 24 months |
Contents
| Cover | Limit (£) |
|---|---|
| Accidential Damage/Loss | Optional |
| Contents of Outbuildings & Garages | Up to £ 5,000 |
| Contents in the Open | Up to £1,000 |
| Home Business Contents | Up to £5,000 |
| Money | £750 |
| Credit Cards | £500 |
| Pedal Cycles | £500 |
| Loss of Metered Water | Up to £5,000 |
| Loss of Oil | Up to £5,000 |
| Temporary Increases | Up to £5,000 (£1,000 per item) |
| Electronic Data | £2,500 |
Valuables
| Cover | Limit (£) |
|---|---|
| Accidental Damage/Loss | Optional |
| Valuables | Optional - Single Article limit of £2,500 unless otherwise stated on the schedule |
Liability
| Cover | Limit (£) |
|---|---|
| Accidental Damage/Loss | Optional |
| Valuables | Optional - Single Article limit of £2,500 unless otherwise stated on the schedule |
Click Here to Request a Quote >>>
Or speak to an InsuraHome Specialist by calling +44 (0) 1483 806 815
For an additional premium, the following optional extensions can also be added to the policy:
- Accidental damage to buildings and contents.
- Valuables and personal possessions against physical or damage (all risks) within agreed geographical limits. All items of value over £2,500 must be specified.
- Pedal cycles can be covered anywhere in the United Kingdom, and up to 60 days worldwide, for theft and accidental damage (over the £500 standard limit).
Contact Us
If you wish to speak to one of our InsuraHome UK Holiday Home Insurance specialists:
Call: +44 (0) 1483 806 815
Email: info@insurahome.co.uk
(Open 9.00am-5.30pm, Monday-Friday, excluding English Public Holidays).
For Claims information, please click here.
How do I get an InsuraHome Tailored Home Insurance Quote?
At InsuraHome we like to provide you with first class customer service to ensure you are getting the protection you require.
To get an InsuraHome Tailored Home Insurance quote click the ‘Request a Quote’ Button and complete the online form. Alternatively download and complete an application form located on the ‘Policy Documents’ page and email it to info@insurahome.co.uk.
Click Here to Request a Quote >>>
If you would like some assistance when completing your application form do not hesitate to call our InsuraHome Tailored Home Insurance specialists on +44 (0) 1483 806 815
Why Choose InsuraHome Insurance
InsuraHome features a range of great benefits as standard. InsuraHome also features some great add-ons for you to tailor your policy and so you only pay for the additional cover you need.
- Loss or Damage caused by Fire, Smoke, Explosion, Lightning or Earthquake
- Loss or Damage caused by Storm, Hail or Weight of Snow
- Loss or Damage caused by Flood
- Loss or Damage caused by the escape of water
- Cover for Theft or Attempted Theft
- Facility to transfer any no claims history from a previous insurer
- A choice of policy excess – £100, £250, £500 or £1,000
- Covers the cost of alternative accommodation if your property is left uninhabitable due to an insured event
- Cover in case of Subsidence, Heave or Landslip is available
- Accidental Damage cover is available
- Online Policy Documentation
- We don't store credit card details
- + Lots more
More InsuraHome Details
Here at InsuraHome, we aim to provide cover when other Home Insurers say no!
What's more, we can provide Home Insurance for Home's that do not fall into the criteria to be termed a 'Standard Household'. So whether it's a Holiday Home in Europe, a property that has a non-standard construction type, or you have challenging personal circumstances, we can offer policies to you.
We review each and every application on a personal, case by case basis, customising your specialist Home Insurance to meet your individual needs! Our highly trained Home Insurance specialists will provide you with a fast, friendly, and professional service at competitive pricing.
Please Note - When purchasing Home Insurance you will be required to provide the rebuild cost of your home to the insurers. If you are unsure of your rebuild cost, please either request a rebuild cost assessment from a chartered surveyor or use the Rebuild Cost Calculator below
House Rebuild Costs
When taking out Home Insurance, you are insuring your house for the cost of rebuilding it to the same standard as it is now, you are not insuring it for its value on the open market. When quoting you for a Home Insurance policy we will ask you for the rebuild cost of your home.
If you are not sure how much it would cost to rebuild your home then you can either have a rebuild cost assessment carried out by a Chartered Surveyor (which some insurers prefer) or you can use the house rebuild cost calculator below.