Buy to Let Insurance
Get great value for money Buy to Let Home Insurance today with InsuraHome!
3 Options available including:
Landlords' Legal Expenses, Rent Guarantee Insurance, Landlords' Emergency Cover ...see all
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Buy to Let Insurance
Buy to Let Insurance
Being a buy to let owner of one property or owning a residential portfolio, and renting out single or multiple properties to tenants can be a profitable business. However, as a buy to let property owner, you’ll probably know that a ‘standard’ home insurance policy may not be suitable to protect your buy to let property.
Here at InsuraHome Home Insurance, our Buy to Let Home Insurance is a specialist home insurance solution for those buy to let property owners wanting home insurance to protect their wallet and rental property from the unforeseen.
What is Buy to Let Insurance?
The key difference between a buy to let home insurance to a standard home insurance policy is it covers the risks associated with renting a property that a standard household insurance does not cover. Some of the risks associated with a buy to let property could be:
- accidental damage, liability, and loss of rent
- structural damage to your property due to escaped water, fire, or burst pipes
- And much more!
Every landlord has an ideal situation of leasing out their property to a tenant, who would keep the property clean & tidy and be responsible. However, situations don’t always happen in the way intended, and sometimes accidents do happen. So, without suitable buy to let home insurance, you could end up out of your pocket, and potentially be in serious financial trouble during the event of a claim.
InsuraHome Buy to Let Home Insurance is Available for:
- Landlords and Buy-to-Let Properties
- First time buyers
- Various Tenancy types accepted - Professional, Retired, Student, DSS, Asylum Seeker
Click Here to Request a Quote >>>
Or speak to An InsuraHome Buy to Let Home Insurance Specialist by calling +44 (0) 1483 806 815
Buy to Let Insurance UK Insurance Frequently Asked Questions – FAQs
Is Buy to Let Insurance compulsory?
Buy to Let Insurance is not legally required and is therefore not compulsory although many mortgage providers require such insurances in a mandatory basis and some lettings agencies strongly encourage buy to let insurance to the point where they will refuse to manage your property without it! However, even with the perfect tenant things can still go wrong which could potentially leave you out of pocket. That’s why InsuraHome Buy to Let insurance is there to protect you financially against unexpected events that could otherwise cost a lot of money. Always refer to the policy wording for full summary of covers.
What does Buy to Let Insurance cover?
Buy to Let Insurance should always have cover for buildings, which covers damages to the structure and any costs associated with the repair of damages to the structure that may come about. Contents cover is also available on buy to let insurance which protects buy to let property owners against the cost of replacing any household goods and personal property within the home which belong to you or for which you are legally liable for that may be damaged during the duration of the tenancy – this includes things such as furniture or domestic appliances. Other covers on a buy to let insurance policy may include loss of rent as well as liability protection if your tenant is injured in the property and you are found liable.
How much does Buy to Let Insurance cost?
The cost of a Buy to Let Insurance will vary from policy to policy depending on the size of your property, whether it is furnished or unfurnished, whether you rent to students and more. When choosing a buy to let insurance policy make sure that it meets your requirements to ensure that you are protected.
Contact InsuraHome Buy to Let Property Insurance UK
If you wish to speak to one of our InsuraHome Buy to Let Insurance specialists:
Call: +44 (0) 1483 806 815
Email: info@insurahome.co.uk
(Open 9.00am-5.30pm, Monday-Friday, excluding English Public Holidays).
For Claims information, please click here
How do I get an InsuraHome Buy to Let Insurance Quote?
At InsuraHome we like to provide you with first class customer service to ensure you are getting the protection you require.
To get an InsuraHome Buy to Let Property Insurance quote click the ‘request a quote’ button and complete the online form. Alternatively download and complete an application form located on the ‘Policy Documents’ page and email it to info@insurahome.co.uk.
Click Here to Request a Quote >>>
If you'd prefer to speak to someone, do not hesitate to call our InsuraHome Buy to Let Property Insurance Specialists on +44 (0) 1483 806 815 and we will be happy to provide you with a quote over the phone.
Why Choose InsuraHome Insurance
InsuraHome features a range of great benefits as standard. InsuraHome also features some great add-ons for you to tailor your policy and so you only pay for the additional cover you need.
- Loss or Damage caused by Fire, Smoke, Explosion, Lightning or Earthquake
- Loss or Damage caused by Storm, Hail or Weight of Snow
- Loss or Damage caused by Flood
- Loss or Damage caused by the escape of water
- Cover for Theft or Attempted Theft
- Facility to transfer any no claims history from a previous insurer
- A choice of policy excess – £100, £250, £500 or £1,000
- Covers the cost of alternative accommodation if your property is left uninhabitable due to an insured event
- Cover in case of Subsidence, Heave or Landslip is available
- Accidental Damage cover is available
- Online Policy Documentation
- We don't store credit card details
- + Lots more
More InsuraHome Details
Here at InsuraHome, we aim to provide cover when other Home Insurers say no!
What's more, we can provide Home Insurance for Home's that do not fall into the criteria to be termed a 'Standard Household'. So whether it's a Holiday Home in Europe, a property that has a non-standard construction type, or you have challenging personal circumstances, we can offer policies to you.
We review each and every application on a personal, case by case basis, customising your specialist Home Insurance to meet your individual needs! Our highly trained Home Insurance specialists will provide you with a fast, friendly, and professional service at competitive pricing.
Please Note - When purchasing Home Insurance you will be required to provide the rebuild cost of your home to the insurers. If you are unsure of your rebuild cost, please either request a rebuild cost assessment from a chartered surveyor or use the Rebuild Cost Calculator below
House Rebuild Costs
When taking out Home Insurance, you are insuring your house for the cost of rebuilding it to the same standard as it is now, you are not insuring it for its value on the open market. When quoting you for a Home Insurance policy we will ask you for the rebuild cost of your home.
If you are not sure how much it would cost to rebuild your home then you can either have a rebuild cost assessment carried out by a Chartered Surveyor (which some insurers prefer) or you can use the house rebuild cost calculator below.
Rebuild Cost Calculator
Optional Home Insurance Policy Add-OnsIncrease the protection your home insurance policy provides with our policy add-ons.
Landlords' Legal Expenses
Providing up to £100,000 worth of Legal Expenses cover for advisers' costs for legal actions detailed below.
Rent Guarantee Insurance
Rent Guarantee insurance will provide cover for monthly rent up to £1,000 per month for up to 6 months.
Landlords' Emergency Cover
Our Landlords' Emergency Cover provides help 24/7 from a qualified contractor should an unexpected event cause damage to your rented property.