Fresh Start's Home Emergency cover will provide you with cover for a contractor to carry out Emergency Repairs to your property.

Our Home Emergency Insurance will cover areas such as Burst Pipes, Failure of your Primary Heating System, and more!

Be sure to check the Policy Wording for full details on cover limits and exclusions.

What is Covered on Fresh Start's Home Emergency Insurance?

Below is a brief explanation of what is covered on Fresh Start's Legal Expenses Insurance Policy Add On. However, you should always refer to the Fresh Start's Home Insurance Policy wording for full cover limits, terms, conditions and exclusions.

What is Covered?

1. Burst pipes or sudden leakage likely to cause damage to the property or its contents.
2. Failure of Your domestic water mains supply, electricity (on the domestic side of the supply authority's main fuse), blockage or breaking or flooding of drains or sewers, or failure of Your domestic hot water heating.
3. Total failure and/or breakdown of Your primary heating system.
4. Inoperable toilet, breakage of the internal mechanism within the cistern which prevents flushing and creates an emergency as there is no other toilet in the property.
5. The property being made insecure due to the property’s external locks, doors or windows which have either failed completely or been damaged.
6. The roofing, down-piping or guttering failing and further water damage being a likely result of such failure.
7. An infestation of pest(s).

Additional Cover

1. Uninhabitable accommodation
   • In the event of the property becoming uninhabitable and remaining so overnight the insurer will, at their discretion, arrange and pay up to the limit shown on Your Policy Schedule for:
     1. Your overnight accommodation; and/or,
     2. transport to such accommodation.
2. Replacement Boiler Contribution
   • If Your boiler is declared to be beyond economic repair, We will make a contribution of £250 towards replacing it.